About the property owner and the external control.
Business center, residential building, shopping center, hotel, railway or bus station, sports complex, a concert venue – all real estate, which could and would come to companies involved in complex external control.
Under the integrated management of external I understand the management of all processes that are related to the operation of the property from the analysis of rents to attract tenants from holding reconception object, if necessary, before his operation. In addition, the management company creates intangible benefits of the object in the form of an atmosphere of comfort. Many do not think about it, trying to collect the set of trivial services, which are usually adopted: security, cleaning, catering. The success of the tenants of the property price and rental rates depend largely on the creation of an internal atmosphere: Friendly staff, quick response to requests from tenants and applications, rapid resolution of disputes and conflicts, unnecessary gesture of friendship to the tenants.
If the shopping and business centers of external control, more or less extended, then in such specialized facilities, like the station or the sports complex property management is not the main activity, plays a major role there is the specialization of the object, so these objects external control of minor. Although this sector is one of the most promising. In the early 2000s, we did reconception Trade Area of?? the Moscow railway station and renew the leases of retail space. Practice has shown that all the tenants were willing to pay more rent rate for the work in comfortable conditions in the renovated rooms. It was an interesting experience for us, and for any UK experience in this yet untapped segment of the real estate extremely valuable for further development.
It is absolutely clear that any company seek to diversify its business and the wider market coverage. Now a comprehensive external control is no more than 10-12% of the total market control. And, unfortunately, the market for external control is not growing as fast and does not make that return, we would like. This is for many reasons, but I will say about the two. Firstly, the Russian real estate market in general, young and not fully accepted civilized forms. The second problem is the ethics and mindset of the owner, who can not build a real partnership with the UK. Often owners believe that if pre-warned about the possibility of early termination of the contract or conclude it for a short time, the UK overestimate the value of their services or, alternatively, will run in a slipshod manner. In addition, 80% of owners want to “squeeze” the maximum profit from the property, leaving the activities of the Criminal Code of pennies, it does not stop grumbling about the lack of professionalism attracted company. We must understand that if the owners want to see on their sites a professional, working on the standards of Governors, it is necessary to leave an article of overhead revenues and profits of the Criminal Code so that it can develop within a given object and to train staff. Professionalism of the Criminal Code is precisely the ability to create an intangible benefit to the subject material real estate market too.
Structure of the tariff rate
The tariff on any type of insurance in the general case consists of 2 parts:
“So-called net-rate (ie the part of the money that the insurance company actually spends on benefits)
“And the load (the money of which she pays taxes will zar. Platu employees, pay for electricity, water and repairs), in other words, the load – it is” non-insurance “cost of doing business.
For each type of insurance company claims the individual structure of the tariff rate, usually reflected in a special paper of the same name, signed by one of the most important leaders, stamped and sent to employees in the form of orders, letters.
Next start of difficulty.
Well, let’s say a client wants to terminate the insurance contract. In this case, the insurance company will not return him to “load”, already depleted in the conclusion / support of its contract, and in general to business needs. Let us even assume that the rules of insurance was a literate person, not forgotten to insert the item about keeping “the cost of doing business” with the termination of an insurance contract.
The whole horror of the fact that the rules of the insurance value of the load no one ever says, because every year it may change, why now every time the rules change?
The client may rebel: “And on what basis you hold me with an additional percentage?”
What to do then the insurer? After an internal document by naming “The structure of the tariff rate” for the client – not the law, and to make such things at hand are not allowed to…
But persuading an experienced lawyer, or at least high school A student in law not catch.
Released in fact only two, and both, unfortunately, is not in favor of the client.
The first request in writing to explain the reasons for keeping it unused portion of the money premiums. But in this situation the insurance company is gaining time to draw up a legally correct answer, which does not undermine either side.
The second option – to sue. But here, the chances of winning the case against the mother of insurance defense lawyers are not great.
Advice for agents – inform the customer about% deducted upon dissolution of an insurance contract during the contract. Because you deserve the trust and loyalty customer, and will save him from nervous shock in the event of termination of the contract.
We can say that in Spain the hour property buyer
The booming real estate market in Spain lasted for more than 10 years. Then the crisis broke out, and now, in the summer of 2011 the situation for the best purchases – mortgage rates are very low, and the number of proposals far exceeds demand, so prices are low. We can say that in Spain the hour of the buyer! True, few buyers. That is an excellent opportunity for Russian investment.
Back in 2008, the realtors positioned Spain as a country with a stable economy and the annual increase in prices by 10-15%. However, the situation changed in 2009, when America began a liquidity crisis. Market prices rose, and in some areas and completely went down. Pull in enough for 100 km from Madrid to buy a house at a discount – some buyers, so sellers are very reluctant to make concessions.
However, the weaker players were forced to leave the market. For three years in Spain has decreased the number of real estate agencies – from 80 thousand less than a half. The reduction process continues this year. Of course, that in a crisis investors have become active, looking forward to lifting the market. And developers do offer different promotions for customers.
Various Spanish Meters
In Spain, real estate is clearly divided into two categories – accommodation for leisure and housing for permanent residence. The first type of real estate is inexpensive apartments in the coastal areas with sea views. This is usually 3-4-room apartment of about 100 square meters. M. However, for such housing has been an increasing demand.
These apartments are located close to the sea in the most prestigious beach, you can purchase at a price of 200 thousand euros and is always easily rent from April to October. Most of Russians buying property abroad, are inclined to purchase this beachfront apartments, because they are not so difficult to contain, the deputy head of Real Estate Brokerage lobby the G-14 David Gonzalez Goto.
Of greatest interest are apartments with 2 bedrooms in a resort area on the first or second line from the sea, town houses and small cottages with 3 bedrooms, located in the towns located within walking distance from the sea. The cost of bulk purchases ranged from 200 thousand to 500 thousand euros. The greatest demand is now used by the Costa Brava, Costa Blanca and Costa del Sol.
Another type of housing – homes and villas, which are used for permanent residence. Such complexes have their own area, swimming pool, garages, avstoyanku, playground and much more. Of course, there are such houses are more expensive than the simple “beach apartments” – from 350 thousand euros. However, this property can generate rental income all year round.
Number for a foreigner
Once a property is selected and the decision to purchase, compiled a preliminary sale agreement, which specifies the conditions and method of payment. At this stage the seller makes a deposit in the amount of several thousand euros to 10% of the value of the object, the object was removed from sale. Then, the buyer should contact your local police so-called NIE (foreigner identification number) that will determine it as the official taxpayer Spain. This procedure takes from 1 to 7 days and costs 500 euros.
After this, a bank account where you want to place funds for the purchase of the selected object. Opening a bank account takes about an hour and costs about 100 euros. During the month, the chief issued an official document of sale – Escritura Publica or simply “eskritura” (deed). Eskritura must be signed by the seller and buyer in a notary’s office in the presence of Spanish notary. Notary commission usually does not exceed 2.5%. After that, the seller contributes money to the seller and becomes a full owner of the property.
However, the contract also must be registered in the state register of real estate. This process usually takes about three months, after which the owner receives a deed recorded the original with the original extract from the register. In addition, within 30 days from the date of application for registration must pay taxes. First of all, a tax on transfer of property (7% of property value) and stamp duty (an additional 5%). Subsequently have to pay property tax – up to 2% of the cadastral value of housing per year.
Developers Tricks
The competition among Spanish companies is quite high, so every developer tries to entice the buyer of shares in cool and discounts. For example, you live in a new apartment about a year before buying it. “By signing the contract, the buyer pays about 8% of the purchase price. Once completed, the future owner is making the same amount each month and pay about 1, 000 euros, which is essentially an annual rental fee for use of apartments. So you can live for 12 months “, – says David Gonzalez Goto.
After this period, variants are possible. Apartments can be bought, then all payments made shall be counted as payment for the apartments, but the buyer is to make the missing amount. But we can refuse to buy, getting back 50% of all payments made.
For the sake of increasing sales developers offer quite an attractive proposition.
For example, some companies now owning hotels, in order to expand business building apartment buildings with small apartments, Aparthotel type. This is a common apartment with lounge, bedroom (bedroom), kitchen, bathroom. Kitchen is usually integrated into the seating salon (the so-called “American system”).
The company is selling these apartments to buyers and then take them out with guaranteed payment of certain flat fee. By the client company furnishes apartments with standard furniture, which is not very expensive. Apartments for rent are taken, usually 6 months from May to October for a period of two years or more. At other times, the owner has the right to use the apartment in its sole discretion, including, he can lease it.
As a result, his income may exceed the cost of the mortgage. But we should not expect high profits from such business. As practice shows, the income can be expressed in 2-4 thousand per year.
Seek specialist
The property market in Spain is quite transparent, but experts advise to work only with professionals – the right choice realtor provides 50% of the success of the enterprise. Today, this market has three types of real estate agents. This is a Russian agency, which deals with foreign real estate are not the primary focus, local realtors, specializing in real estate transactions abroad, and representatives of foreign agencies.
The main drawback of the first type of agency may be insufficient knowledge of the market. The principal difference between the first and second type of agency do not, because they all have foreign partners. In addition, the commission for the services of such agencies is the same – about 10% of the transaction and, as a rule, it pays the seller. A foreign agency may be more experienced and reliable, however, as practice shows, a significant drawback of this option is the language barrier. Therefore, we must be prepared to ensure that all required documents must be translated into Russian.
New rules for purchase and sale of real estate.
The way the experts…
July 1, 2011 launched a new initiative the Cabinet of Ministers on how to conduct real estate transactions. So, with 01.07. 2011g real estate transactions will be carried out only on peer review. It seemed strange that happened? A predictable finale of the new Tax Code, which are abused, but that has not even entered into force.
When 02.01.2011, Ukraine woke up with a new income tax on individuals (PIT), no one really knew at what will turn this tax for a dying real estate market. It would seem that the new taxes, that is, impairment or limitation of doing business is needed in those countries where there is a consumer boom, which inflated the next financial bubble, where the figurative expression of Oleg Sikorski, money charged to the pot.
What we are seeing, real estate market in Ukraine? Off-season, the long protracted 3 years. It’s no secret that the transactions for 2008 to 2011 could boast of one. What to do in this situation, a wise ruler? Max makes the business environment:
What should I do?
1. Single tax, minimum wage, which is able to pay any self-employed businessman;
2. A moratorium on all sorts of checks, “koshmarenie” business, the penalties.
3. Stimulating domestic demand and consumption by various subsidies, such as the automotive industry in Germany, or Russia;
4. Reduction or complete elimination of the bribe tax-value-added tax;
5. “Green light” for investors in terms of facilitating the registration and taxation of companies;
6. The total elimination of property taxes, limiting price increases and economic development.
It would seem to be easy? Not reinventing the wheel, going well-trodden path of civilized countries, can very quickly go through the crisis period and reach the finish line.
What does our government? It is exactly the opposite! As if the country needs to limit the growth of GDP. In terms of the economy lies in ruins, wandering and experimenting on his own Cabinet Mininstrov people plunged into shock.
From experience we know that people get used to anything, even draconian measures in six months. The property market is recovering, not because but in spite of government action, slowly began to show signs of life. I wrote about this in my previous article – a time to gather stones and buy real estate.
How to respond to the real estate market innovation, specifically, a significant tax increase in the sale of real estate, do not have to guess. Already, the sale of apartments in the building, whose ownership has come less than 3 years ago, taxes have to pay the full amount of the actual sale.
And where is our money?
And the second aspect. How will the additional cost of our commission? I do not think in a big way.
I am not a supporter of “optimization” of taxation. I’m for taxes paid to all in this country. I support the idea that an entrepreneur or a simple man in the street, paying the Treasury 7% +3-6% realtor, had a moral and legal right to ask the clerk (taxman, police officer), which are his blood?
Sources:
1. “The law about otsinku”-last paragraph;
2. Tax Code Article 172 and 167.2
3. Clarification of procedure for collecting BEND PIT of the alienation of real property.
Costing insurer
“The calculation of the insurer” – this phrase from the field of insurance terms and conditions on property type, and it occurs most often in contract hull when it comes to determining the method of obtaining payment for insurance. And here from time immemorial all 3 options exist:
“The direction to repair car service that picks an insurance company,
“The direction for the repair of service station of your choice
“The calculation of the insurer – that is issuing the insurance compensation in money, with whom you want – and do something, even a wheelbarrow buy new, though old fix it.
The cheapest option is usually number 1, in which the client during the contract, as it were given a discount for the fact that he will repair his car in a cheap car service, which in addition to the insurance company has a contract discounts on all repairs such as these, the accident-shnyh machines designed from the UK.
The second method is more expensive claims handling an average of 20-30%. It is not very common, because man is organized so – as it comes to parting with paper money – just so he does not want to pay extra 5.6 tysch that actually he was planning to spend it with the hull’s condition – ” in which case fix where I want. ”
Finally, about the calculation – it provides that all damage is set on the examination, the UK will pay cash, the savings bank to the customer. In recent years, this is one of the most profitable ways to pay for the person dies. And it’s not just because of the fact that our country never have enough cash, and not even because very often independent examination of overestimated the cost of repairs under the pressure of clients and the insurance company because it overpaid unnecessary. Waiver of payments under the costing insurers protect themselves from a large number of claims, saying that the repair did not have enough money, and thus save more and to pay lawyers, gos.poshlin, PR, etc. If you think about it deeply, do this calculation (like us it may be convenient and preferable) – a thing in the insurance sense of evil. Because in 90 cases out of 100, having received money for costing customers sell to scrap old cars and adding a bit, buy a new one. It turns out that instead of having to protect and restore the property insured, the policy begins to push the hull to sell customers’ vehicle, and thus completely loses its purpose of existence.
Some companies have already become a calculation of fossil animals, in others, primarily focused on capturing market share than the settlement of losses, on the contrary it is used as zamanuhu… Main thing is that at the time of payment of free cash flow in this manner lure customers found the company funds to pay. )
The new law cancels inspection broken in a car accident car
Under the new law on road traffic, the effect of timing of inspection in respect of a recognized unfit for movement of the car is stopped. This means that if a car owner wants to use it and further, the car must pass inspection again.
If the vehicle is found to be unfit for the movement and the insurance company agrees to compensate any damage, the car owner has two options – to give his insurance company and receive full compensation, or to park the car yourself and get in return a much smaller amount, according to ERR.
If the victim in the crash sent the car insurance company, it is sold at auction. According to representatives of the Foundation of traffic, in this case, as and when the car is from its owner, the insurance companies are no possibilities to control what happens next in this vehicle.
According to the Fund, recover and again become participants in traffic, about 15-20% as unfit for the movement of vehicles in the past were frequent cases where recovery of such vehicles was not in full measure.
How to make a fake insurance policy CTP now?
But not only the victim of insurance fraud is a company or client – between them there are also a point of failure, namely, an insurance agent issuing the insurance policy.
The scheme works like this: A customer accidentally, or deliberately bought near the traffic police a fake insurance policy – apparently fake hardly differs from the original – the same press, same shape, but that’s only policy is not owned by the company, whose print it stand, and it nothing about it does not even know. You ask, how can it be? It’s very simple. There are lots of policies that in PCA the number of lost, they were originally assigned to insurance companies, but after the PCA has suspended the licenses of these companies in the CTP, well, that is, in fact deprived of their means of earning money, these companies have had nothing to lose, that’s they do not pass the remains of sound policies and implemented them for 200 rubles apiece all “dealers” that flooded the market contagion. Of course, no clear policy of stamps to buy one did not, then the “business men” ordered the printing of varying degrees of reliability: I have already met three samples – one could not distinguish from the real, the other two aroused suspicion at the first look at them – then they put the press blank forms for CTP and gave ordinary people!
No one policeman did not suspect that this policy is not real as long as its owner will not get into an accident and did not find that in fact this policy is registered for the CTP-defunct company, and print on it are fake.
But in this case it is too early to despair, because if you got, or are afraid to get into an accident, because you can substitute an agent!
Just ask him for a duplicate, in connection with inscribing the driver, owner, or replacement or correction of errors, but little else you can think of a reason.
Trusting agent will look at the press – all of them at first sight in order to check the policy on the site for PCA, which the UK belongs, in this country somehow missed, although it is quite easy, well, you will have at this time normal operating policy the insurance company, where you can get in an accident and driving with a clear conscience.
And the responsibility for error lies in the agent-anyone, no one will listen to his explanation that he could not suspect fraud. And in fact, in this deplorable situation he has only 2 outputs: pay your money for the reissued policy and return it as new, or vyzvonit client to put pressure on his sense of pity and persuade either return this form, or to insure over again.
So, dear colleagues, be careful in issuing duplicate. I saw a week 3 polis with counterfeit stamps. If you have the chance, check for any company listed on the site form CTP SAR.
Estate Agents Donetsk: fair and decent colleagues.
Over 17 years experience in real estate to me, as realtor, had to work with innumerable agencies, or simply “psevdopartnerov” willing to offer their services and assistance. In this regard, as part of his blog, I announce a list of estate agents and Realtors in Donetsk and Ukraine.
Who have proven themselves the best side for a long time cooperation. The primary criterion, perhaps subjective, for me is the desire to work with dedication, respect for the client and partner will meet its part of the work, and of course, honesty between partners. By the way, I never satisfied with “showdown” with “partners”, and simply cease to work with them. Maybe that’s why they left and I have so little..
White list of estate agents in Donetsk:
“SPD Brookman
“SPD Evangulov
“Academy” Profi ”
“AN” Donvest ”
“AN” Themis-service ”
‘AN’ Dina ‘
“AN” Property of Donbass ”
“AN” Panorama ”
“AN” Vector ”
“AN” Inter-Circle ”
I recommend to read new articles on the theme of cooperation between colleagues and competition among Realtors
I also want to drop a fly in this list certainly representative.
Real estate agency, which developed not just business relationships:
“For example, most of the” spin-off “pieces, Academy of Sciences” Our House “and loudly declare itself on the market, has established itself with the position of” snatch and grab “unconscionable” throwing “and substituting the partners in the transaction.
“And the Academy” Megapolis “, headed by director Savinkov TV – In a frank fraud plots, falsification of documents, and other criminal acts.
If you have a complete list of tested than real estate agency in Donetsk, write in the comments.
In the south of Spain recognize legitimate illegal constructions
All buildings on the coast, built on land allocated for a bribe in violation of the law of the land, if they were built outside the flood zone, most likely, will be legalized throughout Andalucia. This is one of the measures to enhance the attractiveness of Spain as a country where foreign investment in real estate significantly swell the state budget. For these investments the government is expected.
On such a decision of the authorities of Andalusia reporters said the chairman of the local government, Jose Antonio Greenan (see photo). According to the head of the autonomous region, the correspondence with the general plan will not be disturbed. Plus the undoubted authority of Spain from doing so – to meet the requirements of “legitimate foreign owners of illegal buildings”, ie the so-called bona fide purchasers.
Something similar to how an honest man, unwittingly buys a stolen car. Nevertheless, the failure to legalize expects owners of property located on the territories under the threat of flooding and on land under state protection as nature reserves.
According to information released by Jose Antonio Grinanom, in Andalusia there are nearly 300 thousand buildings erected in violation of the law of the land. Combining the Left parties Izquiera Unida, takes a different statistics according to which the autonomy of the territory settled around 400 000 houses built without respect for the land legislation.
“It is encouraging law-breakers” – outraged several local right-wing publications. As a similar precedent is legalizing their stay in Spain “in residence” of illegal immigrants. “This vicious practice should stop,” – believe the People’s Party.
According to experts, such good intentions of the authorities of Andalusia can give a “bounce” and generally have a negative impact on the real estate market in Spain, which has just started out of a protracted crisis. Institutionalized structures, once on an already crowded market proposals are likely to pull prices down.
In the Spanish city of Malaga, the capital of the eponymous province in September last year opened a judicial process that continues and will be one of the most notorious corruption processes in post-war history of Spain. In the dock – the two mayors of the famous resort town of Marbella – Julian Munoz and Mairisol Yague and chief of department of urban planning in Marbella, Juan Antonio Roca.
Doom is considered the mastermind of criminal activities of officials. Results of the case are 95 people. Abuse, which revealed four years ago, have caused serious damage to the reputation of this Mediterranean resort. Bribes, illegal issuing of contracts for construction, money laundering, embezzlement, – this is not a complete list of the acts alleged accused. During the investigation it was blocked by hundreds of bank accounts. Arrested assets worth EUR 2.5 billion.
From our archive, 2007:
Natasha Ionova hopes her husband will be able to resolve the problem with a house in Spain. As it turned out, the house in a resort area, where the singer gave birth to a daughter, was built illegally. It is so stated by the prirodnadzora Spain. The fact that a few years ago, the resort town of Marbella’s power derived from the environmental fund large tracts of land and let them available for sale. Power changed, and now for the mistakes of officials have to answer the owners of villas, built on the “illegal” territory.
Three years ago, on the Costa del Sol, in the resort town of Marbella, Alexander Chistyakov – future husband of Natasha Ionova (born singer Glyuk’Ozy. – Comm. Aut.) – Has bought a luxury villa. Natasha has repeatedly recognized in our newspaper that loves this house. Here she spent almost all months of pregnancy. A couple recently received the bad news – the villa will be demolished.
- Unfortunately, it’s true – Natasha confessed. – Our house in Spain threatened to pull down, saying that it was built illegally. Sasha recently flew to Marbella to solve this problem. I think it’ll be all right. And if not – we hope to get compensation from the government.
By the way, Ionov Natasha and her husband are not the only victims of this corruption of history. Demolition and villa is a popular actor Antonio Banderas. The court has ordered him to Malaga, to demolish the house posh $ 12 million. However, while ruling Banderas has not fulfilled.
Russian Embassy in Madrid said that so far none of our countrymen for help in solving “housing” issue is not addressed.
- We are familiar with Natasha, at that time she designed the instruments we have on the child, – the representative of the Russian embassy in Madrid – but still help us, it did not apply. If the need arises, we will try to help solve this problem.
In Bulgaria, the minimum wage increase
The Bulgarian government decided to raise the minimum wage of 240 leva. Up to 270 leva (about 5500 USD).
Increase in wages in Bulgaria are automatically raise the level of 54 more costs to the minimum wage.
Visiting a doctor costs EUR 2.7.
Day in hospital costs 5.40 leva.
Monthly supplement to children with disabilities will be 189 leva.
Child benefit up to two years – 270 lv.,
Salary adoptive parents 351 leva.
Will increase subsidies to political parties, scholarships, various tariffs and other
How to insure the lives and health of a large sum?
This is the west’s life is priceless, or very, very expensive, but we have not. We have to protect yourself well, at least 500-thousand, you need to fill a million of thousands of applications, medical and financial forms. Need proof of income and ensure that you are in any case, here and now and in the near future are not going to die.
Why?
The official version – to avoid insurance fraud, in fact, probably because there is in our country has competent professionals, lawyers and insurers, who would be able to draw a clear conclusion, and maintenance of life insurance contracts. If we are to CTP in every 5 of the 10 city-states have flaws and mistakes – what can we say about “higher mathematics” of life insurance. It does not help even a university education.
That has to create a department of insurance underwriting life and health, accident and disease, to a handful of more or less professional people tested each dot in the insurance contract. Each year, departments such underwriters, insurance companies save millions of rubles that would have gone to fraudsters, if the contract were not checked. And although the network marketing of any such contract of personal insurance – a headache because of the need to draw a lot of unusual pieces of paper, which is not very understand, honestly, everyone understands that this is necessary – and the agents and customers, and managers.
Import and Export from Bulgaria
Article is devoted to the customs rules: what can be imported and exported from Bulgaria.
People often wonder how can I take money in Bulgaria, how many bottles of alcohol to take a gift, well, or take with them to “relieve stress”. Also concerned with the question-how many products and goods can be taken out of Bulgaria.
Let’s try to answer these questions.
Import of money in Bulgaria
Allowed to bring in Bulgaria and export from the country to 10 000 euros in cash without declaring. Ie you can safely pass the “Green Corridor”, having a sum of up to 10 thousand euros.
If the imported sum equals or exceeds 10 000 euros, must declare in writing the amount in the currency of the customs declaration, the origin and destination of money, the transport route, vehicle and other travelers, pulling in Bulgaria more than 10 thousand euro should pass the “red corridor”.
Recall that the customs regulations of the Russian Federation, Russia’s possible to take out U.S. $ 10 000, and the same import without declaration.
Import and export of jewelry from Bulgaria
Precious stones and precious metals can be imported / exported from Bulgaria in the following amounts:
“Gold and platinum in the form of unwrought or in semi – up to 37 grams
“Jewelry and accessories made of gold and platinum – to 60 grams
“Silver in unwrought or in semi as well as silver jewelry – 300 grams
Import of goods in Bulgaria
Drinking: Bulgaria is allowed to import and export:
“1 liter of spirits with alcohol content of about 22. % Or 2 liters of sparkling wine or strong
“4 liters of wine neigristogo
“16 liters of beer
Tobacco and tobacco products:
“200 Cigarettes or
“100 cigarillos (cigars with a maximum weight of each of up to 3 grams) or
“50 cigars or
“250 grams of tobacco
In Bulgaria is forbidden to import dairy and meat products!
When goods are exported from Bulgaria can refund the VAT at the border. VAT in Bulgaria is 20%. The term of the purchase of goods shall not exceed 3 months, should also provide proof of payment of VAT (invoice).
Pets
Bring pets into the territory of Bulgaria is permitted if:
“International veterinary passport with all the necessary vaccinations
“Identification of an electronic chip – the animal is injected under the skin of a special chip, the data is entered in the passport.
In Switzerland, as in Spain, there will be restrictions on the purchase of real estate by foreigners
In Spain, there is no long ban on Realtor transactions with visitors from abroad. In Switzerland, too, in the near future may be lifted restrictions on alienation of land and buildings for the benefit of the holders of foreign nationality. Russian billionaires are rubbing their hands. At a time when many European housing markets have experienced the consequences of the mortgage crisis in the U.S., Switzerland, is preparing a bill liberalizing the domestic market.
If this plan becomes a reality, many people in Switzerland will be able to earn good money by selling chalet near the ski resorts. According to a Wednesday Wall Street Journal, the document, are working on the Swiss legislator, has attracted interest from major investors from Russia and Egypt, which promised to invest in large-scale tourism projects in more than a billion dollars. Expected influx of wealthy buyers from other countries.
“In general, prices will rise, particularly in popular tourist areas,” – says Paul Sidebottom, director of consulting firm Alpine Switzerland, which provides services to non-residents wishing to buy property in the French-speaking part of the country. And while the inaccessible Switzerland is among the ten most expensive countries in terms of the lease. Spain has not got a leader.
Last year the Swiss government has proposed to abolish the so-called Lex Koller, the law in 1961 aimed at restricting the opportunities for non-residents buying property in the country. Under this law, a foreigner who wishes to acquire ownership of a Swiss cottage, must have a permit to settle or to work in Switzerland for some time.
For people living outside the EU, the restrictions even more stringent. So, buying a second home in Switzerland for the Russians or the Americans, not residents, it is extremely difficult, and often quite impossible. But the state council will help to wealthy Russians, who are attracted by the Swiss chalet. To Spain for this popularity is still far, but positive changes are planned. A recent proposal from the Commission of the State Council on the Environment and Energy, on the abolition of Lex Koller can quickly learn to help foreigners in the country.
The position of the Commission may mitigate some of the members of the State Council, which originally wanted a new law on the territories included are other measures designed to protect Switzerland from speculators real estate. Opponents of the bill threatened to delay his decision until the national referendum – a process that could then last for four years. The Swiss stable, but often requiring long periods of democracy, it is – a common strategy. The current price trend: Swiss real estate becomes more expensive.
In anticipation of an influx of buyers in St. Moritz, a favorite meeting place of cream of society, property prices have soared to 30 thousand Swiss francs ($ 30,000) per square meter. This is one of the highest prices in the world, which is at par with prices for luxury living space in New York and London.
In the coming years, if foreigners can more easily buy property, prices will rise even more. “Right now, most of the houses bought by Italians. The citizens of Russia and the United States, for example, can not easily buy a house here, “- says Heine Gantenbein, real estate broker from St. Moritz.
The situation in Switzerland is very different from other European real estate markets being affected by U.S. Mortgage crisis. According to a recent study by Standard & Poor’s, real estate markets in the UK, Ireland and Spain will cool down significantly due to the liquidity crisis and reduce the opportunities for building new houses.
But Switzerland will remain unaffected by the credit crisis, says study Credit Suisse. The Bank expects that demand will grow steadily, and the economy remain confident. If the Swiss Parliament will pass a law to lift the restrictions, according to observers of the market, the country will be able to extract even more benefit from the increased demand for real estate.
Equips the living room
Yet not so long ago was considered a living room guest room only. In our present understanding of the living room – a place for relaxation and comfort are not only guests, but also the family, that’s where we spend all their free time. Living room may have two zones, one dining and one for the rest, although zoning can be done if you have a large room. The apartments with a small area living room serves as a family-friendly, as they are hosting.
Therefore, the situation for the living room must be selected from following what functions it will perform. Czech, Russian, Slovak, Polish producers generally produce upholstered furniture for the living room consisting of a sofa, two chairs, wall and table for magazines. With regards to the Western European producers, they equate to the living room dining room, so to upholstered furniture are equipped with windows, cupboards, dining tables, chairs and so on, so furniture is best to select element by element, then you’ll be able to decide that it is located – and what’s not. In every living room should have its own what is the “center” around which are convenient and easy chairs and sofas. “Center” may be a home theater, fireplace, or even that be. For greater comfort and convenience you can put a small table with a beautiful carved legs, for which you might need to drink a cup of coffee, it will be a special highlight in the interior of your living room. Decorative elements can serve as racks, stands and so on. Very beautiful furniture equipped with rollers or wheels, it is very comfortable and fashionable.
In any room there should be furniture: shelving, wall cupboards, cabinets, bookcases, shelves, and so on. Living room can be any style decision, from minimalism to the classics, you can feel free to combine styles – this is even encouraged. If you frequently receive visitors, then for the best color to use soft warm colors: yellow, red, orange, pink, they will contribute to a good mood, and create even more comfort and coziness. If you are considering living as a holiday destination, then give preference to cold tones: blue, blue or green. Important role in the living room is the lighting system. Upper light source shall create a special festive atmosphere, and the lighting on the sides should create a sense of coziness and intimacy.
Creative vs. Technology
I would like to tell you about an interesting project, which we now operate. This is a historic building in downtown, with magnificent views, but outside of walking distance from the metro and the horrible layout. Functional absolutely do not understand – whether office, or hotel, or do something special and entertainment.
Typical marketing moves are clearly not working – you can spend a lot of time and money on multi-band advertising in glossy magazines and pocket the entire Internet banners, and all the same potential customers will turn up one’s nose on the location and planning.
These projects are like me for what cause to depart from the pattern of techniques and invent something new. In this case, for example, we went through the analysis by the method of Lee Arnold (http://www.fairwarningaudit.com/documents/Lee-Bio.pdf):
1. What are the characteristics of the building?
2. What needs are being met by these features?
3. Which users have these needs?
4. Where are the users and how to attract them?
5. That may prevent them from renting the building?
Reasoning on the features we took into account the history of the building, already referred to magnificent views, as well as the cabinet layout – in fact for some it can be a plus.
All the advantages of the building suggest, its representative function. But the location prevents the creation of a “classical” business center. There is a contradiction, which is always a prerequisite for a strong solution. The proposed solution is such us: the office for an organization, “to whom themselves go.”
Then broke out a flight of fancy: a user can be gos.uchrezhdenie, the representation of regional financial and industrial company, the Consulate of a foreign power or one of the Russian regions, etc., etc.
At the end of this stage was quite obvious that traditional advertising campaign will be a waste of time and money. Instead, it is expected to focus on the means of PR – exhibitions, presentations, etc.
At present this exciting project has not progressed beyond this stage, the owner has yet to consider the proposed decision and approve or reject it. But the work on the project once again demonstrated our ability to seek and find creative solutions even in such a conservative industry like real estate. What do you want, and – not confined to the familiar patterns and techniques work, try the new!